Child savings and investment

Posted by admin on Feb 9th, 2008
2008
Feb 9

A brief guide to child savings and investment plans

Child savings plan - What are the best ways to put money aside for children?


Child tax free saving - according to the government “Most adult accounts will usually have 20 per cent tax deducted on the interest before it’s paid, which is the case for most savings accounts. However, children, like adults have a personal tax allowance of £5,225 for the tax year 2007-2008. This is income they can receive tax-free. As long as their annual income (including interest) is below this amount, they’ll be able to:
* receive interest without having the tax deducted (parents or guardians fill in a Form R85 for each account)
* claim back any tax they shouldn’t have paid (parents or guardians make a separate claim to HM Revenue & Customs (HMRC) using Form R40)”

One day car insurance - insure for a day

Posted by admin on Feb 8th, 2008
2008
Feb 8

Car insurance for 1 day
Normally the best way to source car insurance is simply to surf a few insurance comparison sites but there are occassions where your normal insurance company or broker may not be able to help. These unusual cirumstances may include borrowing a friend or family members car for a journey, or taking an extended test drive a prestige or sporty vehicle or even if you have just bought a vehicle at auction or dealership and need one day car insurance to get it home safely and legally!